[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agni.cz\/pujcujete-penize\/#Article","mainEntityOfPage":"https:\/\/www.agni.cz\/pujcujete-penize\/","headline":"P\u016fj\u010dujete pen\u00edze?","name":"P\u016fj\u010dujete pen\u00edze?","description":"Je jen m\u00e1lo v\u011bc\u00ed, co dok\u00e1\u017ee naru\u0161it rodinn\u00e9 vztahy. Vztahy mezi rodi\u010di a dosp\u011bl\u00fdmi d\u011btmi, ale i partnersk\u00e9 vztahy. A jednou z t\u011bchto v\u011bc\u00ed jsou pen\u00edze. M\u016f\u017eete se sna\u017eit vychov\u00e1vat sv\u00e9 d\u011bti jak nejl\u00e9pe um\u00edte, ale stejn\u011b m\u016f\u017ee nastat moment, kdy vid\u00edte, \u017ee se \u0159\u00edt\u00ed pomalu do z\u00e1huby, proto\u017ee neum\u00ed hospoda\u0159it s pen\u011bzi. Zprvu se […]","datePublished":"2023-09-06","dateModified":"2023-11-07","author":{"@type":"Person","@id":"https:\/\/www.agni.cz\/author\/#Person","name":"","url":"https:\/\/www.agni.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"agni.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.agni.cz\/wp-content\/uploads\/money-1428594_640_6.jpg","url":"https:\/\/www.agni.cz\/wp-content\/uploads\/money-1428594_640_6.jpg","height":0,"width":0},"url":"https:\/\/www.agni.cz\/pujcujete-penize\/","about":["Ekonomika"],"wordCount":432,"articleBody":"   Je jen m\u00e1lo v\u011bc\u00ed, co dok\u00e1\u017ee naru\u0161it rodinn\u00e9 vztahy. Vztahy mezi rodi\u010di a dosp\u011bl\u00fdmi d\u011btmi, ale i partnersk\u00e9 vztahy. A jednou z t\u011bchto v\u011bc\u00ed jsou pen\u00edze. M\u016f\u017eete se sna\u017eit vychov\u00e1vat sv\u00e9 d\u011bti jak nejl\u00e9pe um\u00edte, ale stejn\u011b m\u016f\u017ee nastat moment, kdy vid\u00edte, \u017ee se \u0159\u00edt\u00ed pomalu do z\u00e1huby, proto\u017ee neum\u00ed hospoda\u0159it s pen\u011bzi. Zprvu se jim m\u016f\u017eete sna\u017eit pomoct, poskytnout radu a nez\u0159\u00eddka i finan\u010dn\u00ed p\u016fj\u010dky, o kter\u00fdch u\u017e mo\u017en\u00e1 dop\u0159edu v\u00edte, \u017ee v\u00e1m je nikdy nesplat\u00ed. Je ale ot\u00e1zka, poskytovat opravdu sv\u00fdm d\u011btem tyto v\u00fdhody? V\u017edy\u0165 tohle je nenau\u010d\u00ed samostatnosti a hlavn\u011b zodpov\u011bdnosti za jejich vlastn\u00ed \u010diny. Nehled\u011b na to, \u017ee nikdo nem\u00e1 bezedn\u00fd m\u011b\u0161ec Hypotekybezregistru a takov\u00e9to nespl\u00e1cen\u00e9 p\u016fj\u010dky by brzy mohly p\u0159iv\u00e9st do probl\u00e9m\u016f i v\u00e1s. Jak se teda zachovat, pokud se m\u00e9 vlastn\u00ed d\u00edt\u011b dostane do probl\u00e9m\u016f? P\u0159i prvn\u00edm probl\u00e9mu m\u016f\u017eete situaci rozumn\u011b probrat, zjistit, kde vznikl probl\u00e9m a s p\u0159imhou\u0159en\u00edm oka i finan\u010dn\u011b vypomoct, ale rozhodn\u011b vy\u017eadovat spl\u00e1cen\u00ed p\u016fj\u010dky a pr\u00e1vo kontrolovat v\u00fddaje a m\u00edt p\u0159ehled o finan\u010dn\u00ed situaci. Co v\u0161ak, kdy\u017e syn \u010di dcera pen\u00edze z p\u016fj\u010dky utrat\u00ed, ke spl\u00e1cen\u00ed se nem\u00e1 a za \u010das si p\u0159ijde pro dal\u0161\u00ed p\u016fj\u010dku? Jednozna\u010dn\u011b \u0159\u00edci ne! Z ka\u017ed\u00e9ho probl\u00e9mu a finan\u010dn\u00edch pot\u00ed\u017e\u00ed se m\u00e1me pou\u010dit a pokud se d\u011bti, i kdy\u017e \u0159\u00edk\u00e1me d\u011bti, jsou to u\u017e dosp\u011bl\u00ed lid\u00e9, a mus\u00ed se nau\u010dit zodpov\u011bdnosti za sv\u016fj dal\u0161\u00ed \u017eivot a za sv\u00e9 kroky. Netahejte sv\u00e9 d\u011bti podruh\u00e9 ze stejn\u00fdch probl\u00e9m\u016f. Evidentn\u011b se poprv\u00e9 nepou\u010dily, tak pro\u010d doufat, \u017ee se tak stane podruh\u00e9? P\u0159ijdete o sv\u00e9 pen\u00edze a d\u011bti se nenau\u010d\u00ed nic. Nechejte je klidn\u011b hr\u00e1bnout si na dno, m\u016f\u017eete poskytnout rady, ale pokud v\u00e1s nep\u0159esv\u011bd\u010d\u00ed o sv\u00e9 finan\u010dn\u00ed gramotnosti, nep\u016fj\u010dujte jim pen\u00edze, byl by to jen nekone\u010dn\u00fd boj s v\u011btrn\u00fdmi ml\u00fdny. M\u00edsto toho s nimi proberte jejich finan\u010dn\u00ed situaci proberte jejich p\u0159\u00edjmy a v\u00fddaje a otev\u0159ete jim o\u010di, aby v\u011bd\u011bli jasn\u011b, co si mohou a co si nemohou dovolit.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dujete pen\u00edze?","item":"https:\/\/www.agni.cz\/pujcujete-penize\/#breadcrumbitem"}]}]